Scammers are always looking for new ways to take advantage of people who aren’t paying attention and get their personal information, especially banking information.
Their plan is to use the trusted channels you normally use to send you shady offers, sketchy links, and imitated content.
These criminals are also excellent researchers. They use data breaches, phishing scams, public Wi-Fi snooping, social media surveillance, and deceptive websites and apps to build a profile on you.
By piecing together snippets of your personal data from various sources, they can appear more authentic when they finally contact you, making their scam more convincing and harder to spot.
Scammers aim to collect “personally identifiable information” that confirms your identity. This includes:
